Today's Rates

U of M 30 Year Fixed
 Rate  APR  Points
 4.750%  4.846%  0.125%
U of M 20 Year Fixed
 Rate  APR  Points
 4.625%  4.769%  0.250%
U of M 15 Year Fixed
 Rate  APR  Points
 4.375%  4.576%  0.375%
U of M 10 Year Fixed
 Rate  APR  Points
 4.125%  4.411%  0.375%

*Annual Percentage Rate

Personalized Quote


If you're in the market to buy or build a home, UMCU has the tools available to help you reach your goals. We offer competitive rates and various mortgage options to meet your needs. Take advantage of Member First Mortgage, our mortgage partner, which offers a variety of mortgage products, competitive fees, knowledgeable staff and convenient services.

Experience the great program benefits:

  • Free prequalification, so you can shop for your home knowing what you can afford.
  • No application fee.
  • No pre-payment penalties on most loans.
  • Competitive closing costs.
  • Automatic payment deduction available.
  • Discount points available to lower your interest rate.
  • Interest paid on escrow accounts. No escrow waiver fee.

Don't wait! Get into your dream home today! Contact one of our mortgage experts by calling 734-662-8200 ext. 2180 or by emailing us at to learn more about getting your prequalification today!       

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